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Commercial Loans

At Seacoast National Bank we understand that not every company has the same needs. That’s why we offer the following business loans:

Business Lines of Credit

For your business’ short-term financing needs, Seacoast National Bank’s revolving line of credit provides your company with flexible financing to meet your cash flow needs.

  • Local decision-making and service provides you with fast response and convenient servicing of your account.
  • Competitive pricing with low closing costs
  • Convenient disbursement process allows you to transfer funds into your checking account.
  • Monthly payments of interest only may be made. However, you may make payments to reduce the outstanding principle balance at your discretion and then borrow the funds again when future needs arise.
  • Variable interest rates based upon Seacoast National Bank’s base rate
  • Your line of credit may be renewed annually with acceptable payment history and usage
  • May be secured or unsecured

Our Business Banking experts are available to establish a Business Line of Credit to meet your cash flow needs.

Business Equipment Loans

Finance the purchase of new or used computer equipment, trucks, vans - whatever the equipment you need to help your business grow.

Seacoast National Bank offers you:

  • Local decision-making and service provide you with fast response and convenient servicing of your account.
  • Loans amortized up to 84 months
  • Fixed or variable interest rates
  • Up to 80% financing available
  • Pre-approval so you know what you can afford going into a purchase
  • Low closing costs and competitive pricing

Need new or additional equipment? Contact one of our Business Banking experts to assist you with the financing to acquire it and help your business grow!

Commercial Real Estate Loans

Your business may need Seacoast National Bank’s commercial real estate loans to finance the construction, purchase or refinancing of storage facilities, industrial buildings, office buildings or other real estate property used for your business.
Features of our commercial real estate loans include:

  • Local service and decision-making
  • Up to 20 year amortization
  • Five or ten year balloon periods
  • Fixed or variable interest rates
  • Maximum financing of 80% on owner-occupied property or 75% on investment property
  • Competitive prices with low closing costs

Depend on Seacoast National Bank to offer quick solutions to your commercial real estate needs. Call a Business Banking expert today.

Small Business Administration (SBA) Loans

The Small Business Administration Loan program helps small businesses with loans offering terms and conditions they can support. SBA programs are U.S. Government guaranteed loans that may be used for working capital, business expansion, inventory purchase, leasehold improvements, fixed asset acquisition, real estate or a variety of other needs.
Seacoast National Bank offers you:

  • Local decision-making and service to provide you with fast response and convenient servicing of your account.
  • Long-term loans up to 25 years with no balloon payment.
  • Monthly payments of principal and interest
  • Secured with business or personal assets
  • Fixed or variable interest rates
  • Available SBA Loan Specialist to provide you with personal, professional attention to your SBA loan needs.

Contact one of our Business Banking experts today. Seacoast National Bank is ready to assist you with your SBA loan needs.