Sean & Kimberly
Paw Prints
Say Hello

TO YOUR IDEAS MADE POSSIBLE

Fixed Rate Mortgages

Be comfortable knowing that your monthly principal and interest payments won't change. Fixed rate mortgages are fully amortizing terms where the rate stays the same for the life of the loan. Typically, terms are for 30, 20, 15 or 10 years.

Adjustable Rate Mortgages

Adjustable Rate Mortgages are a variable rate mortgage where the rate will adjust after a fixed period of time, typically 3, 5, 7 or 10 years. The loan is amortized over 30 years for a reduced payment. Low down payments with typically lower initial rates make ARM loans a great way to maximize the use of your dollar.

800.706.9991

Jumbo Mortgages

A loan is considered a jumbo mortgage when the balance exceeds the conforming loan limits set by the office of Federal Housing Enterprise Oversight. Currently a loan is considered jumbo when it exceeds $417,000. Ask one of our Mortgage Professionals today about our fixed and adjustable rate jumbo mortgages!

800.706.9991

Combination Construction

These types of loans are used when building a new home or substantially improving an existing home. Finance the construction or renovation of your new primary or second home. These loans offer interest only payments during the construction then roll into permanent financing, allowing you to be in control every step of the way.

800.706.9991

Lot Loans

Location, Location, Location. You've found the land, up to 5 acres, but you're not ready to break ground on your dream home? We offer loans up to $500,000. This is a great way to get started and plan how you'll start construction on you home within 3 years of closing.

800.706.9991

FHA/VA Loans

Federal programs are a great way to make home financing available and affordable for many borrowers. The Federal Housing Administration (FHA) and the U.S. Department of Vertern's Affairs (VA) offer great opportunities for borrowers who qualify.

Insured by the government, FHA loans are typically one of the easiest types of mortgage loans to qualify for because it requires less money down and you can have less-then-perfect credit.

The Veteran's Administration back VA loans. This loan allows qualified borrowers, those who have served or are presently serving in the US Military, the opportunity to purchase a home with no down payment.

800.706.9991